How can you sell your car even though you still have to pay it off?
Legally - you can't ! Until you've made the last payment - the car still belongs to the finance company, not you ! When you buy a car on HP, the finance company effectively buys the car on your behalf. They pay the seller, and recover the money from you. The car only becomes your exclusive property on completion of the final payment !
Having said that - some garages will buy HP cars. They pay the finance company the remaining debt - the garage takes a percentage - and you get what's left.
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