once negotiations with the at fault insurance company have began, is there a time limit on how long I have before accepting their offer?

Question

once negotiations with the at fault insurance company have began, is there a time limit on how long I have before accepting their offer?

Answer

No, but two years from the date of the accident, their offer disappears and you legally get zero. Also be aware that if you were injured and are doing this without a lawyer, it is likely you will be offered about 20 cents on the dollar (based on some studies) out of what they would have offered you with a lawyer.