I have a home security system with a monthly payment for servicewhen listing my debts is it secured or unsecured?

Question

I have a home security system with a monthly payment for service

when listing my debts is it secured or unsecured?

Answer

If they have a security interest in the system itself, it's secured. If not, it's unsecured. Be sure to also list this in Schedule G, "Executory Contracts". Also list it in Form 8 "Intentions". And if it's an expense you intend to keep, put it in Schedule J "Expenses".